EVERYDAY, COLLECTOR & EXOTIC CARS

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Auto Coverage Highlights

Benefit from some of the best protection on the road:

  • Agreed Value Coverage: With the optional Agreed Value coverage, you agree what your car is worth when your policy is written. Then, if your car is stolen or totaled, we'll write you a check for the agreed amount - no hassle, no stress.

  • Choice of Repair Shop: We'll always cover your choice of a dealership, local body shop or an approved Masterpiece Auto Preference Services (MAPS) shop for repairs. MAPS shops are trusted repair shops selected based their skill and experience, and offer our clients priority service. Most have certifications from vehicle manufacturers to properly fix today's complex cars.

  • Rental Car Reimbursement: When you need to rent a car, you'll benefit from the industry's highest amount of coverage, up to $15,000, with no per-day limit.

  • Original Equipment Manufacturer (OEM) Parts: We insist on Original Equipment Manufacturer (OEM) parts, which are designed to work seamlessly with your vehicle's highly specialized safety systems.

  • High Coverage Limits for Liability and Uninsured/Underinsured Motorists (UM/UIM) Coverage: You can feel confident in your protection, with high coverage limits available up to $10 million for auto liability and up to $1 million for uninsured/underinsured motorist coverage.

  • Worldwide Rental Car Coverage: Our policies don’t limit rental car coverage to the U.S. and Canada - we cover damage to a rental car anywhere in the world. And, when you purchase a liability limit of $1 million or more, you get worldwide auto liability coverage.

Collector Car Coverage Highlights

  • "Agreed Value" Coverage That Can Increase With The Value of Your Car: With an Agreed Value coverage, you agree what your car is worth when your policy is written. If the unexpected happens, there's no haggling over value. And you can even increase the protection your collector car needs to its current market value.

  • Choice of Body Shop: We'll always cover your choice of a dealership, local body shop or an approved Masterpiece Auto Preference Services (MAPS) shop for repairs. MAPS shops are trusted repair shops selected based their skill and experience, and offer our clients priority service.

  • Unlimited Hobby Use Protection: We know you want to show off your collector car, so now you can join exhibits and parades without monitoring the odometer.

  • Coverage For Newly Acquired Autos Worldwide: With our Collector Car policy, your coverage automatically extends to any new collector cars you buy anywhere in the world for 30 days from the date of purchase.